Credit and Debit Cards are still modes of money transaction because it is safe to do so, even in the age of digital banking. The problem with Credit/Debit Card usage is someone peeks and sees what is your Credit/Debit Card PIN, while you use it in shops. I will provide a simple solution by which using Credit/Debit cards will be very convenient and safe. Shop using Smart Phones and Credit/Debit Cards We all use smartphones nowadays. There are Applications (Apps) in the Smart Phone for all kinds of Banking Services. So we will take a Bank like HDFC Bank. There is an App for its Banking services. You can log into the App in any mode you like. Let's say you go into a store to purchase an item. When you swipe the Credit/Debit Card, it will send a pop-up to the App. In the pop-up, you will see the amount of the transaction, the organization (like More Supermarket) for which the transaction is happening, and the location of the transaction. The safety feature is, it won't allow the ...